the Protective Wealth Advisors

This Tampa Bay financial planning firm helps families across Florida navigate retirement, taxes, and wealth management through a fiduciary approach. Based in Pasco County, it serves clients in Hillsborough, Pinellas, and surrounding areas, with more than 20 years of experience and over 500 families served. Its planning begins with the client’s goals and outlook, rather than a standard portfolio model. The firm uses the RISA Profile, a retirement income assessment developed by Dr. Wade Pfau, to help match strategies to each person’s preferences for safety, flexibility, and commitment.

Services include retirement income planning, tax strategy, investment management, Social Security optimization, Medicare coordination, estate and trust planning, long-term care strategies, and business exit and succession planning. The firm works with pre-retirees, retirees, business owners, and widows or survivors, coordinating decisions across income, investments, taxes, and benefits. Prospective clients can take a free RISA assessment, receive a personalized report, use a retirement scorecard, or schedule a conversation. A regularly updated Medicare calendar helps clients track enrollment windows and related dates.