Puharic

Puharic & Associates is an independent insurance agency offering concierge-style risk management and coverage for businesses and families. Rather than representing a single insurer, the agency works with more than 100 insurance companies to compare options and recommend coverage suited to each client’s needs. Its local advisors provide personalized guidance, proactive planning, annual coverage reviews, and support during claims, with service designed to avoid call centers.

For businesses, Puharic & Associates offers general and professional liability, commercial property and auto, workers’ compensation, cyber liability, and employee benefits consulting. For individuals and families, its services include homeowners, auto, umbrella, and life insurance and planning, with tailored strategies for protecting homes, vehicles, and future income. The agency serves clients in New Jersey, Florida, and North Carolina, with additional contact information provided for Pennsylvania. Its approach begins with understanding a client’s circumstances before recommending a policy, aiming to identify risks and strengthen protection before a claim occurs. Clients can request a quote online, by phone, or by email.