Qfin Holdings, Inc. is an AI-driven fintech platform founded in 2016, focused on transforming financial services through technology. The company aims to create user-centric value, empower partners, and support the digital transformation of the financial industry. Its work centers on artificial intelligence for fintech, including credit AI agents, AI applications, and financial security.

Qfin develops technology for credit processes such as approval, risk control, compliance, and operations. The company reports completing a production-level deployment of its credit AI agent in the banking sector through collaboration and practical validation with multiple banks. Its technology initiatives also include financial large language models, ChatBI, and a multimodal benchmark for financial credit, alongside tools and solutions intended to help financial institutions apply AI.

Qfin emphasizes security, innovation, and responsible growth. Its ESG priorities include digital financial inclusion, green development, talent cultivation, and ecosystem collaboration. The company has received industry recognition, including repeated inclusion in KPMG’s Fintech 50, and has been listed on both NASDAQ and the Hong Kong Stock Exchange.