Relay

Relay Financial is a financial technology company offering an online business banking and money management platform designed for small businesses. Its services bring business accounts, payment tools, cards, and expense management together to help owners organize cash flow and understand what they earn, spend, and save. Businesses can open multiple checking accounts, automate transfers, and use high-yield savings accounts to set aside funds. Relay also offers Visa debit cards and credit cards, with controls for setting spending limits, assigning roles, and monitoring transactions.

For day-to-day operations, the platform supports accounts payable, including bill uploads, delegated tasks, approval workflows, and vendor payments. Its accounts receivable tools let businesses create invoices, request payments, offer payment options, and follow up on outstanding balances. Expense management features help capture receipts, categorize transactions, and sync data with accounting software. Relay serves a range of businesses, including agencies, contractors, e-commerce companies, and real estate investors. The company reports serving more than 110,000 businesses and managing over $1 billion in customer deposits.