O Remindoo

Remindoo is a personal finance assistant designed to help individuals and businesses organize spending, manage bills, and understand their overall financial position in one place. It connects to more than 50 banks and financial institutions through Open Finance, with user authorization and no need to share bank passwords. Once connected, it imports 12 months of transaction history and updates accounts automatically each day.

The service categorizes transactions, separates personal and business accounts, tracks card bills, debts, subscriptions, savings goals, investments, and assets, and provides balance forecasts and budget planning. Users can also import OFX statements for banks not supported by Open Finance and simulate loan amortization to estimate interest savings.

Remindoo’s assistant works through WhatsApp, where customers can record expenses by text, audio, or receipt photo, ask spending questions, check balances and upcoming bills, and set recurring reminders. It sends alerts about low balances, card limits, budgets, and due dates, along with daily, weekly, and monthly summaries. Remindoo offers paid plans, a seven-day guarantee, and a whitelabel option.