The Center for Responsible Lending (CRL) is dedicated to creating a fair and inclusive financial marketplace that provides opportunities for all credit-worthy borrowers, regardless of their income. Their mission is to combat deceptive and harmful practices that deceive hard-working individuals. CRL focuses on marginalized or underserved individuals who are targeted by unfair and abusive financial products, including people of color, women, rural residents, and low-wealth families and communities.

Founded in 2002 to address threats to financial opportunities for underserved communities, CRL values common-sense terms that enable borrowers to repay their loans, build financial security, and foster community stability. They have been instrumental in influencing policies that curb predatory lending and have played a leading role in combatting the economic distress caused by payday and car title loans. CRL works with an extensive network of partners, grassroots organizations, faith leaders, and consumer rights groups to bring about sustainable reforms.

Their commitment to high-quality research and data-driven findings informs the consumer protection field and guides their efforts to advance economic justice