Simplicity Group

Simplicity OID (Outsourced Insurance Desk) supports registered investment advisers (RIAs) and their clients with no-load insurance and annuity solutions designed for fee-only fiduciary practices. Its mission is to make retirement options straightforward to use and understand, with transparent pricing and ongoing service. The company provides access to a marketplace of products from multiple insurance carriers; advisers do not need insurance licenses to use the platform, and Simplicity OID serves as agent of record. Consultation, account servicing, and monitoring are offered at no additional cost to advisers or clients.

Solutions address accumulation, retirement income, principal protection, and wealth transfer. The marketplace includes variable and registered index-linked annuities, fixed and fixed index annuities, multi-year guaranteed annuities, single-premium immediate annuities, and life insurance. Additional coverage includes term and permanent life, long-term care, disability, and selected supplemental insurance. Programs include annuity transition, annuity rescue, protected accumulation, and insurance offerings. Simplicity OID also provides research, documents, forms, and data connections that can display client annuity assets in portfolio software and statements.