RIP Medical Debt is a national nonprofit organization committed to relieving the burden of medical debt for individuals and families across America. We aim to strengthen communities by abolishing financially burdensome medical debt and providing relief to those who need it most. Through our unique debt-buying model, we use data analytics to identify households in need, particularly those earning less than 4x the federal poverty level or with debts exceeding 5% of their annual income.

By buying medical debt at a steep discount, we ensure that your donation goes a long way, relieving about 100 times its value in medical debt. This means that people across the country receive letters notifying them that their debt has been erased, without any tax consequences or penalties. We also partner with healthcare providers to support patient-centered care and strengthen communities by relieving dormant and uncollectible bad debts.

Our work extends beyond debt relief, as we advocate for systemic change in the healthcare finance system through policy initiatives and community engagement. With over $10 billion in medical debt relieved so far, we have provided relief to millions of individuals and families, reducing their financial and mental distress. Join us in our mission to end medical debt!