Today, Riverty operates across 12 European countries with over 4,000 experts processing more than a billion transactions. We serve 55,000+ merchants and 25 million+ users. We're not flashy, and we'll never be the coolest payment provider. But we're incredibly good at making payments work behind the scenes: from checkout to collections, from invoicing to debt management.

In 2022, we brought multiple brands together under one roof: Arvato Financial Solutions, AfterPay, Paigo. One shared mission. One seamless experience. One company built to enable financial freedom for everyone. Throughout the 2000s, we grew internationally, adding fraud prevention, credit services, debt collection, and buy now pay later. Our roots go back to the 1960s, when we started as the financial arm of Bertelsmann's printing services.

Most fintechs start with tech and figure out the problem later. We do the opposite. Financial needs and worries of real people are our starting point. We combine technology, data, and process optimization to build products with the consumer at the core. We support transactions that contribute to growth: shopping online, using mobility services, settling bills in installments.

We're backed by Bertelsmann, one of Europe's largest media companies, which gives us the stability to think long-term while staying agile enough to innovate fast. We're not here to reinvent finance with buzzwords. We're here to make it work: reliably, securely, at scale. Trust between brands and buyers. On-time payments. Long-term loyalty. Boring. But effective. 💚