Roath Capital Advisory is a Delray Beach, Florida-based firm founded by Jack Roath, offering a considered approach to financial decisions that connects money with clients’ wider lives, goals, and responsibilities. Its process begins by understanding what matters to each client, then reviewing their financial position and how decisions across different areas may affect one another. The firm’s planned services include personal financial planning for individuals and couples, with written plans covering finances, cash flow, goals, review meetings, and practical next steps.

It also intends to provide investment management and portfolio advice aligned with the purpose of clients’ capital, through arrangements agreed in writing. For businesses, Roath Capital Advisory plans to offer financial strategy and management consulting within a defined scope; this consulting does not include securities advice. Jack Roath’s background includes work at Dimensional Fund Advisors and a finance co-op at State Street.

Roath Capital Advisory LLC’s Florida investment-adviser registration application is pending, and advisory services will be offered only where registration is effective and under a written agreement