RothCanvas is an educational retirement-planning tool focused on helping people evaluate Roth conversions. It models thousands of strategies and ranks them according to goals such as maximizing wealth, reducing lifetime taxes, or leaving a larger legacy. Rather than offering a single estimate, the platform presents a year-by-year plan with conversions, taxes, and account balances, and lets users inspect how figures are calculated.

The service accounts for federal and state taxes, Medicare surcharges, Social Security taxation and timing, capital gains, ACA subsidies, long-term care, and required minimum distributions. Users can adjust assumptions, compare scenarios, and download a personalized report. RothCanvas also provides tools and plain-language guidance for considering conversion taxes and other retirement decisions.

Users can explore ranked plans for free, without a credit card. Full access costs $79.95 per year and includes detailed schedules, unlimited scenarios, planning tools, and reports. The company says data is encrypted in transit and at rest, and that it does not collect Social Security numbers, account numbers, or bank logins.