Royal Business Bank (RBB) provides personal and business banking, lending, and financial services, combining a broad range of products with an emphasis on responsive service and lasting relationships. Personal banking options include checking and savings accounts, certificates of deposit, credit cards, Zelle transfers, and mobile and online banking. For businesses, the bank offers checking and savings accounts, business certificates of deposit, international banking, account analysis, and digital banking services. Merchant service solutions are available through its Clover partnership.

RBB’s lending offerings include residential mortgages, asset utilization and portfolio loans, cash-out refinancing, and personal lending. Businesses can explore commercial and industrial loans, commercial real estate financing, construction loans, SBA loans, and mobile home park loans. The bank describes its approach as personalized and flexible, with specialists available to discuss financing and banking needs. It also features high-yield, market-competitive CDs and business checking designed to help offset eligible costs through earnings credits. Royal Business Bank is FDIC-insured, with deposits backed by the full faith and credit of the U.S. Government.