Sabka Loan is an instant personal loan platform operated by Mahashakti Financiers Ltd, which identifies itself as an RBI-registered non-banking financial company. The company offers a digital borrowing process designed to provide salaried customers with access to funds for planned expenses and unexpected needs. Its listed loan uses include travel, medical emergencies, education, weddings, short-term needs, home renovation, credit card repayment, and shopping. The website advertises loan amounts from ₹10,000 up to ₹1,00,000.

Applicants must be salaried employees aged 21 to 55, earn at least ₹25,000 per month credited to a bank account, and provide a valid PAN, Aadhaar, salary slip, and bank statement. Sabka Loan describes its application process in three steps: complete an online form, submit documents for verification, and receive approved funds in a bank account. The site presents the service as fully digital, convenient, and secure, and includes customer support, product and policy information, and repayment guidance.