Sage Retirement Solutions is an independent financial advisory firm focused on helping individuals and families prepare for retirement and manage their financial future. The firm emphasizes personalized planning, ongoing guidance, and a fiduciary commitment to act in clients’ best interests, with transparent disclosure of fees and potential conflicts.

Its services include retirement savings guidance, investment management, and retirement income planning. For clients building retirement savings, Sage helps assess risk tolerance, review investments, establish asset allocations, and manage accounts such as 401(k), 457, and 403(b) plans. Its investment management process covers discovery, strategy development, implementation, and regular monitoring, with portfolios tailored to each client’s needs and risk tolerance.

Sage also helps retirees plan how to use accumulated savings, including through a five-bucket approach that organizes assets by time horizon and investment purpose. The firm’s team brings experience in retirement plan consulting, financial services, and compliance. Through its partnership with Cambridge Investment Research, Sage maintains an independent advisory practice and access to a range of investment and insurance products.