SBM Bank India provides retail, corporate and wealth management services, with a focus on personalised banking for non-resident Indians, high-net-worth customers, professionals and businesses. The bank offers savings and current accounts, including options for NRI and foreign-currency banking, alongside fixed, recurring, NRE, NRO and FCNR deposits. Customers can also access debit and secured credit cards, foreign exchange and remittance services, home loans, loans against property and lockers.

For wealth management, SBM Bank India offers services including mutual fund investments through its mobile and internet banking apps, portfolio management, alternative investment funds, legacy and estate planning, tax planning and insurance premium services. Its corporate banking solutions include MSME and corporate finance, financial markets, trade finance and services for financial institutions. Digital banking channels support account access and transactions, while customers can also visit branches for assistance.

The bank describes its approach as premium and tailored to customers’ needs, combining financial products with digital convenience and customer support.