Schuldnerberatung Amet is a debt-advice provider based in Munich, supporting individuals and businesses on the path toward financial clarity and debt freedom since 2009. The firm offers guidance on personal insolvency, business insolvency, debt enforcement, and the steps toward residual debt discharge. Its services also assist self-employed people and former self-employed people facing financial difficulties.

Amet’s process begins with a free, confidential, non-binding initial consultation. The team helps clients organise documents, prepare a complete overview of creditors, and understand possible next steps, including out-of-court settlement efforts and insolvency proceedings. Legal reviews and representation-related guidance are provided with the support of a cooperating lawyer in accordance with Section 305 of Germany’s Insolvency Code.

Clients receive personal support in German, Turkish, or English, with appointments available at the Munich-Schwabing office and a further office location in the Fürstenfeldbruck area. The website also provides practical online tools, including a garnishment calculator and a protected-account allowance calculator, alongside guidance and frequently asked questions.