Scientific Financial is a fee-only, fiduciary, advice-only financial advisory practice based in Pearland, Texas. Led by Ross Dugas, Ph.D., CFP®, the firm primarily serves engineers, scientists, and Dow employees in Pearland, Lake Jackson, and Houston, as well as clients virtually across the United States. Its approach is designed for curious investors who want to understand their financial decisions: advice is explained in clear, straightforward terms, with room for questions.

Scientific Financial’s fee-only model means compensation comes from clients rather than product commissions, sales fees, or paid referrals. As a fiduciary, the advisor is legally required to act in clients’ best interests. The advice-only model allows clients to retain control of their investments, with fees based on services provided rather than assets managed.

The firm draws on Dugas’s first career at Dow and his knowledge of its employee benefits to help clients understand company programs, including benefits that may be overlooked or misunderstood.