SC Scipio Financial

Scipio Financial is a fee-based financial planning and investment advisory practice led by Terry Scipio, CLU®, in Summerville, South Carolina. A fiduciary and registered investment advisor, Scipio has more than 16 years of experience helping families across the Lowcountry plan for retirement and manage their finances. The practice serves people approaching or already in retirement, business owners, and medical professionals.

Services include retirement planning, investment management, personal financial planning, insurance and asset protection, and planning for physicians. The work may cover retirement income, Social Security and pensions, tax-efficient withdrawals, portfolio risk, cash flow, debt, college savings, estate planning basics, and life, disability, and umbrella coverage. Physician-focused planning addresses student loans, disability coverage, and taxes.

Scipio Financial brings clients’ accounts, income, taxes, insurance, and benefits into a broader financial picture, then develops a written plan and reviews it regularly as circumstances change. The first consultation is complimentary and carries no obligation. The firm charges a percentage of managed assets; insurance commissions may apply when coverage is included.