South Dakota Housing Development Authority (SD Housing) was founded in 1973 by the South Dakota Legislature with a clear mission to offer quality, affordable housing options for South Dakotans. As a self-supporting nonprofit organization, SD Housing is renowned for its dedication to providing innovative financial solutions to establish and maintain affordable housing. By leveraging housing bonds, tax credits, and various federal and state resources, SD Housing funds programs that offer mortgage and downpayment assistance, support housing construction and rehabilitation, prevent homelessness, provide rental assistance, and create educational opportunities.

The organization's vision is to transform lives through accessible housing, while its mission focuses on collaborating with partners to achieve affordable housing by upholding integrity, financial responsibility, innovation, and sustainability. With a core set of values centered on professionalism, integrity, accountability, innovation, communication, and teamwork, SD Housing is committed to making a meaningful impact in the housing sector