Setimo Financial Services (Setimo FS) is a registered financial services provider, FSP No. 51770, offering affordable, client-focused advice to individuals and businesses. Its aim is to provide holistic financial planning tailored to each client’s needs, guided by honesty, integrity, confidentiality and a client-first approach. The firm emphasizes long-term relationships and practical recommendations aligned with clients’ goals and circumstances.

Its services include financial planning, with advice on life, disability and dread disease cover; wealth management and savings and investment planning, including unit trusts; and estate planning to help protect assets and family legacies. Setimo also provides retirement planning, retirement annuity options and guidance on pension fund benefits. For employers, it offers employee benefit solutions, including retirement savings, group life assurance, income protection, funeral cover and lifestyle or dread disease cover. Business assurance services include key person insurance, succession planning and buy-and-sell agreements.

Setimo describes its process as a six-stage journey: establishing a relationship, understanding the client, analyzing their finances, developing solutions, implementing agreed plans and conducting ongoing reviews.