SpeedyFina is an online lending brand serving borrowers in Canada with short-term payday loans designed to help cover financial gaps between paycheques. Customers can apply through a digital application that the company says takes under five minutes, without visiting a physical location or submitting paperwork by fax. Applicants provide information for identity and income verification, and SpeedyFina reviews each application individually, considering factors such as income stability and banking history rather than relying only on credit scores.

Eligibility may include being at least 18, living in Canada as a citizen or permanent resident, having an active chequing account, and receiving regular income. Approved borrowers can select a loan amount and repayment schedule, with funds delivered by INTERAC e-Transfer or direct deposit, depending on the loan type. The company provides an online dashboard for viewing loan details and repayment schedules, and says payments are made automatically.

SpeedyFina also offers customer support and publishes informational resources about payday loans, credit, and personal finance