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Spend AI is a money tracker and AI money coach in your pocket. Track every dollar across 60+ currencies, scan and split multi-page receipts with AI, set budgets, and get coached to your goals — no bank login required. Available in English, Spanish, French, Italian, German, and Portuguese.
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Spend AI is a personal money-tracking app designed to make everyday finances clearer and easier to manage. It helps users track spending and balances across wallets, accounts, and more than 60 currencies, without requiring a bank login. Its AI-powered receipt scanner records merchants, totals, and categories from photos, including multi-page receipts, and can convert currencies and split costs among people or categories.
Users can create unlimited budgets, monitor category spending, set savings goals, and enable automatic saving. Spend AI also provides weekly AI recaps that highlight spending changes, trends, and possible next steps. Its subscription-tracking feature identifies recurring charges and sends reminders before billing, helping users review expenses they may have forgotten. Additional tools include achievements, data export to Excel, app locking, private mode, and customizable coaching styles.
The app is free to start, with an optional Spend AI Plus subscription offering features such as receipt scanning, weekly insights, subscription radar, and up to 10 wallets.
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Finance
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The spendaiapp.com name, logos and brand assets are trademarks of spendaiapp.com and its affiliates. Brandfetch isn't affiliated with or endorsed by spendaiapp.com. Their use is subject to spendaiapp.com's brand guidelines.
