Splendor Labs

Splendor is a digital asset and payments platform focused on self-custody, transaction privacy, and quantum-resistant security. Its products are designed for individuals, businesses, institutions, governments, and autonomous AI agents, with the goal of enabling users to control their own keys and move value without traditional custodians.

The Splendor Wallet supports multi-chain asset management and includes Silent Ledger private transfers, card payment features, and merchant-terminal capabilities. Splendor Pay lets users link an NFC-enabled card or create a virtual card for contactless payments, with on-chain settlement and fiat cash-outs through connected providers. For offline protection, Splendor Vault uses QR-based signing and supports enterprise multi-signature policies. The company also describes a quantum-safe key card in development and x402, a protocol for agent payments for data, computing, and other services.

Splendor says its security uses post-quantum ML-DSA cryptography and highlights sub-second settlement and zero network fees. Its Tender product is presented as an asset-backed currency designed to compound value within the token.