Sunlight Financial is a contractor-focused home improvement financing provider that helps businesses offer payment options to homeowners and grow their sales. Founded by contractors, the company serves home professionals nationwide, combining financing products with digital tools designed to fit into the sales process. Its platforms include Orange®, aimed at established contractors, and Tangerine™, designed for growing contractors. Through these solutions, contractors can present financing, manage applications and documents, and request funding in one streamlined process.

Sunlight supports projects across a broad range of home improvement trades, including roofing, HVAC, windows, fencing, interior remodeling, decks and patios, garage doors, hardscaping, home automation, and energy efficiency. The company highlights features such as soft-pull applications, fast credit decisions, and funding that may be available within 24 hours, subject to verification and bank processing. It also provides contractor enrollment, homeowner information and FAQs, educational articles, and customer support. Sunlight’s stated goal is to help contractors close more projects and give homeowners greater flexibility when planning home upgrades.