TallyBeacon is a personal finance service that helps people understand not only where their money has gone, but where it is headed. It brings checking and savings accounts, credit cards, and loans into one register, then projects balances using upcoming bills, paychecks, and recurring transactions. The service highlights the lowest expected balance and helps users identify a suitable day to pay a credit card while keeping a chosen cash cushion.

Users can import financial history from QIF, OFX, QFX, and CSV files, review it before saving, and reconcile transactions against statements. TallyBeacon also supports nested personal or business categories and payees that remember how transactions are filed. Its forecast shows checking and savings balances day by day over the next 60 days, helping users spot potential shortfalls in advance.

TallyBeacon is currently in private beta, with new accounts available by invitation. The company offers a demo and describes security features including two-step sign-in, passkeys, account lockout protection, and a commitment not to sell user data or use it for advertising.