Tania Martínez – TAMEL Pensiones is a pension consultancy based in Querétaro, Mexico, offering personalized guidance for people planning or applying for retirement through the Mexican Social Security Institute (IMSS). Led by pension adviser Tania Martínez, the service helps clients understand their current situation, identify applicable pension options, estimate potential benefits, and make informed decisions based on their age and contribution weeks. Its expertise includes IMSS regimes under Ley 73 and Ley 97, with guidance on their different eligibility requirements and calculation approaches.

Services include advice on old-age and severance pensions, preparation and review of application files, support with pension procedures and follow-up, and assistance locating an AFORE, reviewing statements, and recovering retirement resources. The consultancy also advises on voluntary IMSS contributions through Modalidad 10, financing for Modalidad 40, and life insurance and savings options. Pensioners seeking liquidity can receive guidance about loan options. Consultations are available in person in Querétaro or by Zoom elsewhere in Mexico. Clients can request a personalized assessment and schedule a consultation through WhatsApp.