Tax Smart Cover

Tax Smart Cover provides tax-aware protection and wealth-planning guidance for UK business owners, directors, professionals and high-net-worth families. Its focus is helping clients protect income, business interests and family wealth while planning for inheritance tax and long-term legacy goals. Services include Relevant Life Cover, Key Person Cover, shareholder protection, and legacy and wealth planning. The company also supports strategies involving trusts, business succession, estate preservation and continuity planning, tailored to each client’s circumstances.

Tax Smart Cover’s process begins with a confidential consultation, followed by bespoke strategy design, implementation with a network of legal and tax specialists, and ongoing reviews as clients’ needs and legislation change. It also publishes private briefings on topics such as inheritance tax, business protection and wealth preservation, and offers access to an IHT calculator. The company works with accountants, lawyers and family offices and invites professional partners to collaborate. Tax Smart Cover states that regulated advice is provided by its partner, Broadbench Ltd, which is authorised and regulated by the Financial Conduct Authority for mortgage and insurance mediation activities.