Tesouro Direto

Tesouro Direto is a Brazilian government investment platform that gives individuals access to Treasury securities through a digital account linked to gov.br. The service presents investing as an accessible way to pursue goals beyond keeping money in savings, with investments available from R$2 and the option to invest using PIX. According to the website, investments are guaranteed by the National Treasury and operated by B3.

Its securities include Tesouro Selic, positioned for emergency savings; Tesouro IPCA+, designed to offer returns above inflation; Tesouro Prefixado, with a fixed rate; and Tesouro Educa+ and Tesouro RendA+, intended for education planning and retirement income. Tesouro Reserva is also featured. Customers can review available securities, accumulated returns, historical prices and rates, and interest-payment dates. Tools include an investment suitability guide and an advanced calculator, while practical resources explain how to invest and help users find financial institutions. The platform also offers Tesouro Direto Coletivo and a gift card, alongside notices, frequently asked questions, and information about its rules and regulations.