TDHCA, also known as the Texas Homeowner Assistance Program, is an initiative that provides financial support to qualified homeowners in the state of Texas who have fallen behind on their mortgage and related expenses due to the COVID-19 pandemic. This program offers a range of assistance, including grants to cover past due mortgage payments, up to three months of future mortgage payments, property taxes, insurance, homeowner/condo association fees, and utility payments. To be eligible for assistance, homeowners must have experienced a qualified financial hardship due to the pandemic, be behind on mortgage loans, property taxes, insurance, association fees, or utility bills, have a household income at or below 100% of the Area Median Income, and own and occupy a home in Texas as their primary residence.

The Texas Homeowner Assistance Program is administered by the Texas Department of Housing and Community Affairs (TDHCA), with funding provided by the Homeowner Assistance Fund under the American Rescue Plan Act of 2021. If you are a Texas homeowner struggling with mortgage payments or related expenses, TDHCA is here to help you navigate through these challenging times and get your finances back on track. Apply now to see if you qualify for financial assistance and take advantage of the support available to you