The Athena Team

The Athena Team is an independent financial advisory practice based in Bel Air, Maryland, focused on helping individuals protect their wealth and prepare for retirement. Guided by a philosophy of strategy, collaboration, and wisdom, the team aims to help clients balance financial growth with protection and pursue the future they envision. Its approach emphasizes personalized planning and support informed by the founder Sherri Over’s experience rebuilding after a major personal setback.

The team offers guidance across retirement income, healthcare, tax, legacy, and wealth planning. Services and strategies include annuities, personal pension planning, life insurance, asset protection, tax-efficiency strategies, long-term care plans, and Medicare. For estate and legacy needs, the team also addresses trusts, probate, charitable giving, estate planning, and tax planning. The Athena Team provides comprehensive financial plans designed around each client’s goals and circumstances. Investment advisory services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser. The firm’s website notes that its information is not individualized investment, legal, or tax advice, and that advisory services are subject to applicable licensing requirements.