The Richards Group

The Richards Group is an independent insurance and financial services firm serving individuals, families, and businesses across Vermont, New Hampshire, and Massachusetts. Founded in 1867, the company combines local service with broad advisory expertise and is now part of IMA Financial Group. Its approach centers on working alongside clients to develop long-range plans that manage risk and help control costs, while representing clients’ interests rather than those of insurance carriers. The firm also handles claims in-house and can settle many routine claims promptly.

Its offerings include personal insurance for homes, vehicles, renters, condominiums, snowmobiles, and umbrella protection, as well as commercial insurance, cyber liability coverage, industry programs, and risk management support. The Richards Group also provides employee benefits and total rewards services, including compliance, HR services and technology, well-being solutions, and benchmarking. Financial services include wealth management, investment advisory support, retirement plans, and financial solutions. With offices across Vermont and New Hampshire, the firm serves clients through personalized guidance, claims assistance, and practical resources for managing insurance, benefits, and financial needs.