Thriving Financial is a financial planning and insurance practice serving individuals, families, and business owners. Its approach begins with education and understanding each client’s circumstances, then provides personalized guidance and thoughtful planning to help people protect what matters and make informed decisions. The practice places particular emphasis on special needs planning, led by founder Ashley Mariani, a Chartered Special Needs Consultant. It helps families plan for a loved one’s lifetime support, including special needs trust funding, ABLE account education, benefit considerations, beneficiary reviews, and caregiver succession planning, while coordinating with attorneys and tax professionals.

Other services include retirement income planning, Social Security timing, life insurance, disability income protection, long-term care planning, wealth accumulation and protection, and legacy and estate-funding strategies. For business owners, Thriving Financial offers succession and buy-sell funding strategies, key-person coverage, executive benefits, and business growth planning. Its process moves from discovery and analysis through strategy, implementation, and ongoing review. The firm also provides educational resources, including a letter of intent guide, and offers complimentary introductory calls.