Timothy Financial Counsel, Inc. is a fee-only fiduciary financial planning firm based in Wheaton, Illinois, with offices also listed in Arlington Heights and Chicago. The firm serves clients nationwide, from people just starting to manage their finances to those with complex financial situations. Its approach is hourly: clients pay for the time and advice they need, rather than subscription charges or fees calculated from the size of their investment portfolios. For an initial financial plan, clients receive an upfront quote.

The firm provides financial planning, money management advice, and investment guidance. Clients can implement recommendations themselves, with help from the firm if they prefer. Timothy Financial Counsel does not take custody of client assets and has no account minimums. Its team-based process brings multiple advisors and areas of expertise to plan reviews, offering clients a range of perspectives. Services can help people clarify goals, create an action plan, assess financial decisions, explore strategies, and find a trusted resource as their circumstances change.