TK

Techniker Krankenkasse, commonly known as Die Techniker or TK, is a German health insurance provider offering coverage and services for people at different stages of life. Its support spans everyday health needs, illness and treatment, family life, and long-term care. Members can explore additional benefits and service options tailored to groups including students, employees, families, and seniors.

TK combines personal guidance with digital tools for managing insurance matters. Members can use the TK app to handle paperwork online, access their mailbox, submit applications and documents, and manage reimbursement requests. The TK-Doc app provides medical advice around the clock, while the TK-Coach app offers personalized wellbeing coaching, short practical exercises, and recipes at no charge and without usage limits for TK-insured members.

The insurer also promotes preventive care through health courses, vaccinations, early detection, and guidance on topics such as nutrition, exercise, stress, pregnancy, and travel. Its offerings include family and nursing-care information, health services, and support for navigating medical treatment and hospital stays.