TMB is a fintech specializing in financial solutions for infoproducers and businesses in the digital market, including online education companies, agencies and postgraduate providers. Its services are designed to help businesses that sell courses, mentoring and other educational programs manage payments and grow with less administrative burden.

TMB offers installment payments by boleto and Pix, enabling customers to pay without a credit card. Its end-to-end infrastructure covers checkout, payment collection and receivables, with automated abandoned-cart recovery through WhatsApp, email and AI. The company also provides data-informed, personalized collections, fraud prevention and identity checks, dedicated support for producers and students, and account guidance for producers. Eligible partners can access Guaranteed Advance, which allows them to receive 20% to 50% of eligible sales in advance. The TMB Card is a fully digital, postpaid credit card for infoproducers, with limits based on sales history and up to six virtual cards. Producers can monitor their operations through the Producer Portal, while TMB’s referral program offers commissions on sales made by referred producers.