Tuyyo Planning Group, LLC is an independent, family-oriented registered investment advisory firm offering fiduciary financial planning and wealth management. It serves high-income professionals and retirees, acting as a “thinking partner” through life’s financial decisions and transitions. The firm’s approach begins with understanding clients’ principles and values, then connecting their financial choices to personal goals.

Its comprehensive planning can address investments, taxes, retirement, estate matters, education, insurance, employee benefits, business planning, and cash flow. Tuyyo also helps clients organize priorities, create action plans, monitor progress, and prepare for major life changes. The firm describes itself as a boutique practice that limits its client base to support personal service and ongoing relationships.

Its compensation is presented as transparent, with no investment commissions or hidden fees: clients accumulating wealth pay a flat annual fee, while retirees preserving wealth pay a percentage of managed assets. Founded by Luis Guardia, the firm emphasizes acting in clients’ best interests, providing objective guidance, and explaining financial options and risks