Universal Shield Insurance Group
@ufcic.com
Universal Shield Insurance Group (USIG) is an insurance holding company with admitted (Universal Fire & Casualty Insurance Company or UFCIC) and surplus lines (Shield Indemnity) carriers. USIG’s carriers are rated “A-“ (Excellent) by A.M. Best and “A” (Exceptional) by Demotech. UFCIC is on the U.S. Treasury list of acceptable sureties writing federal bonds up to $1,000,000. USIG is a profitable hybrid insurer/insurtech enterprise that utilizes technology, innovative processes, advanced analytics, and extensive industry experience to produce consistently profitable underwriting results while providing value to selected agents and their clients. In addition to USIG’s historically profitable surety operations and surplus lines capabilities, USIG provides admitted insurance solutions for well run small businesses that are primarily written in the surplus lines market. For qualifying risks USIG provides admitted policy forms including a BOP at competitive rates. While USIG continues to provide and build E&S capabilities, USIG believes insureds, and their agents, gain value in the protections and ease of doing business offered in the admitted market.
Universal Shield Insurance Group's Company Logos
Universal Shield Insurance Group's Brand Colors
Hex Code
Color name
RGB
HSL
CMYK
#2E679F
Azure
46, 103, 159
210, 55, 40
71, 35, 0, 38
#FFFFFF
White
255, 255, 255
0, 0, 100
0, 0, 0, 0
#222E4A
Cloud Burst
34, 46, 74
222, 37, 21
54, 38, 0, 71
About Universal Shield Insurance Group
UFCIC, a hybrid P&C insurer and insurtech, is dedicated to providing innovative and cutting-edge products and services to its customers. With an AM Best FSR rating of A- (Excellent), UFCIC ensures that its customers receive high-quality coverage and security. Founded in 2003, UFCIC constantly pushes the boundaries of the insurance industry and adopts progressive business strategies to better serve its clients.
It specializes in property and casualty insurance for small businesses, offering superior coverage in the admitted marketplace, unlike the surplus market that often provides reduced coverage at a higher price. UFCIC achieves this by implementing expert underwriting rules, advanced analytics, machine learning, and external data sources. Additionally, UFCIC caters to the specialty surety bond marketplace, providing customers with a range of proprietary surety products that are competitively priced.
Through convenient online portals, such as UFCBonds. com, customers can purchase License and Permit bonds directly, saving up to 25% compared to agency-based platforms. This platform is available 24/7 and offers instant bond issuance.
With corporate offices in Waterford, Michigan, and Columbus, Ohio, UFCIC maintains a strong financial stability and is listed by the Treasury for surety bonds up to $1,000,000. UFCIC is part of the Universal Shield Insurance Group and is committed to delivering top-notch insurance solutions to its clients
