UME is a brand that emerged from the dream of making credit accessible to the entire Brazilian population. They aim to provide a democratic and inclusive service, allowing every citizen to have access to credit. UME believes in the power of reinventing credit and offers a seamless way to include all consumer profiles in the market, helping them achieve their dreams.

Whether you are an individual or a business owner, UME has got you covered. As an individual, you can become a UME client and make purchases at their partner stores without compromising your funds. With a quick evaluation process, you can get instant credit in less than five minutes.

UME has over 300 partner stores, giving you a wide variety of options. UME also offers easy installment plans and zero annual fees, making it convenient and cost-effective. For businesses, UME provides credit evaluation and approval within minutes, even for customers with negative credit history.

They take full responsibility for any possible risks, ensuring sellers receive the complete value of their sales. UME focuses on exceptional customer service, providing a humanized post-sales experience. They offer collaborative marketing campaigns to enhance brand visibility.

UME simplifies your life with their user-friendly app, allowing you to check your account, pay bills, and access your credit limit easily. With UME, you can control your finances effortlessly and use credit wisely. UME is not a financial institution; rather, they manage the UME platform and act as a correspondent bank for Money Plus, a credit institution authorized by the Central Bank of Brazil.

For more information, UME provides details on the cost and terms of their services, ensuring transparency and compliance with relevant regulations. Join UME and embrace a new era of credit accessibility