United Auto Credit is an auto finance company specializing in non-prime and subprime lending. It partners with auto dealers through a common-sense lending program designed to help them offer financing to a broad range of customers. The company emphasizes personal, professional service, presenting customers as people rather than just credit scores or account numbers. United Auto Credit reports serving more than 80,000 customers and having 30 years in business.

For customers, the company provides account access and several ways to manage and pay auto loans. Customers can make payments online, arrange recurring withdrawals from a checking or savings account, and use the mobile app to manage their account, make payments, and track progress. The company also offers customer support through online resources, frequently asked questions, and chat with its experts. Its guidance covers payment arrangements and account matters, including eligibility to change a payment due date. For dealers, United Auto Credit provides a dedicated dealer portal, FAQs, and a blog. The company serves customers in English, Spanish, and Portuguese.