Upstox

Upstox is an Indian wealth platform that offers insurance through a digital, guidance-led experience. Its insurance service focuses on plans it considers suitable for customers’ needs, using research and data to help estimate coverage and identify relevant add-ons. Customers can arrange a call with an advisor, explore options, and buy, manage, or claim policies through the Upstox app.

The offerings listed include term life, health, motor, and corporate insurance. Term life plans are presented as affordable protection for dependents, with optional benefits such as accidental death and terminal illness cover. Health insurance options can provide coverage of up to ₹1 crore, with guidance to help customers choose a plan and customise benefits. Motor insurance includes options selected using factors such as insurer settlement records, complaints, and cashless garage networks; listed services include quick policy issuance, paperless claims, and vehicle repair support. Upstox also highlights flexible payment schedules and insurance-related tax deductions.