UpwiseCapital

Upwise Capital helps small businesses explore financing options to support operations and growth. The company provides access to more than 20 lending programs and offers a range of funding solutions, including working capital, business term loans, lines of credit, equipment financing, short-term loans, real estate financing, invoice and accounts receivable financing, merchant cash advances, and SBA loans such as 7(a) and 504 programs. It also lists specialized financing for industries including cannabis, healthcare, construction, automotive, trucking, retail, and restaurants, as well as options for businesses with bad credit.

Upwise Capital presents its process as a way to compare financing choices through a simple application, minimal documentation, and quick decisions. The site says applications can take about five minutes, decisions may arrive within 24 hours, and funding may be available in one to two days; timing and eligibility can vary. The company also provides loan calculators, educational articles, FAQs, and application resources. Upwise Capital reports serving more than 10,000 businesses and advertises funding of up to $10 million.