USPS Federal Credit Union (USPS FCU) is a member-focused financial institution serving Postal Service employees across the United States, as well as select eligible groups within 50 miles of a branch. Founded in 1934, it describes itself as the only nationally chartered credit union available to all Postal Service employees nationwide and in surrounding territories and islands. The credit union offers a broad range of financial products and services intended to provide convenient, low-cost alternatives to traditional banking.

Members can choose from checking and savings accounts, money market accounts, certificates, and traditional and Roth IRAs. Lending options include auto and personal loans, lines of credit, mortgages and refinancing, home equity loans, education loans, and Visa credit cards. Digital and everyday services include online and mobile banking, bill pay, mobile deposit, telephone banking, Zelle, digital wallets, and early direct deposit. USPS FCU also provides branch and ATM access, shared branching, financial education, webinars, calculators, and free financial counseling through GreenPath.