United Trust Bank is a UK specialist bank incorporated in 1955, serving individuals, businesses, charities and financial intermediaries. It combines savings products with specialist lending, aiming to support customers’ ambitions through practical financial solutions and personal service.

Its savings and deposit accounts include personal, business and charity accounts, cash ISAs, trust accounts and deposit solutions. The bank highlights competitive interest rates and customer service, with online banking and support for both new and existing customers.

For borrowers, United Trust Bank offers asset finance, bridging finance, mortgages, property development finance and structured property finance. These facilities are designed for a range of needs, from individual borrowing to business and property projects, with intermediary support also available.

The bank describes its approach as relationship-led, emphasising collaboration and dependable customer support. It also provides a help centre, product guides and information on existing accounts and lending. United Trust Bank is authorised by the Prudential Regulation Authority and regulated by both the PRA and the Financial Conduct Authority.