Vellum & Sigil

Vellum & Sigil was founded on a simple frustration: too many people make major insurance decisions while confused, rushed, or sold to rather than genuinely helped. The agency's name reflects that mission. A vellum is the surface on which something important and lasting gets written; a sigil is a mark of authenticity and intent — together, an agency that puts things in writing plainly, and stands behind its word.

Based in Hingham, Massachusetts, Vellum & Sigil is an independent life and health insurance agency built on a simple idea: clients deserve an advisor working for them, not for a single insurance company. Rather than representing one carrier, the agency works across a network of over 60 carriers, so recommendations are based on fit rather than affiliation.

The agency's specialty is impaired-risk and high-risk life insurance placement, helping people declined or rated unfavorably elsewhere find real coverage through carriers equipped to underwrite complex health histories. Alongside that, Vellum & Sigil supports small businesses with employee benefits, individuals and families with health insurance, and — as of October 2026 — Medicare Advantage, Medicare Supplement, and Part D plan guidance for those approaching or in retirement.

Every part of how Vellum & Sigil operates is built around plain language and no pressure. Coverage decisions belong to the client; the agency's role is to explain options honestly and let people choose what genuinely fits their life, not what's easiest to sell.

That philosophy extends beyond individual client work. Founder Eli Harris has developed educational programming for older adults, including a final expense planning seminar series delivered to Councils on Aging and senior living communities across the South Shore, with similar Medicare-focused education planned as the agency expands into that space.

Licensed to serve clients across Massachusetts, Rhode Island, New Hampshire, Maine, Florida, and Michigan.