Vivus.es

Vivus is an online lending brand in Spain, operated by Vivus Financial Services, S.A.U., a Spanish company based in Madrid. It offers short-term personal loans that customers can apply for online and manage through a personal account. New customers may request a first loan of up to €300, with a fixed repayment period of 61 days; later customers can select an amount and term using the account’s loan calculator, with offers subject to approval. The website also advertises loans of up to €1,400, while the applicable amount and repayment details depend on the customer and offer.

Vivus presents its application process as simple and secure: applicants must be adults, reside legally in Spain, and hold a Spanish bank account in their own name. The company says approved funds are transferred quickly and provides account tools for managing repayments. Its stated features include encryption, clear disclosure of interest and total repayment costs before applying, early repayment, and options to defer payment or request a different amount.