Vulon Card

Vulon is a digital credit-card brand developing a card designed for people who may not have a perfect credit history. Its central offering is a Mastercard- or Visa-branded card with an initial limit advertised from R$50 to R$1,500, which can grow automatically according to the customer’s payment and spending behavior. Features include cashback on purchases, contactless payments, Pix using the card limit, and up to 40 days to pay, depending on the billing date. The Vulon app provides account access, purchase alerts, and tools for tracking card activity.

Vulon’s four status levels—Start, Plus, Prime, and Black—offer increasing limits and benefits such as higher cashback rates, partner discounts, purchase insurance, priority support, and concierge services. Advancement is presented as automatic and based on responsible card use. The company also describes its Vulon Score as an internal measure that does not replace or consult SPC/Serasa records. Vulon promotes digital customer service and says it uses encryption, fraud monitoring, and data practices aligned with Brazil’s LGPD.