Wally is an AI-powered personal finance brand that combines an always-on money agent with a full money management app for web and iPhone. It monitors connected accounts around the clock, flagging price increases, expiring trials, duplicate charges, unfamiliar fees and potential savings. Users can ask Wally to cancel subscriptions, and it carries out approved cancellations on the user’s phone, then checks the account statement for confirmation. The service supports about 25 popular subscription providers, including Netflix, Spotify, Disney+, YouTube, Adobe and Audible.

Wally also compares account rates and fees with offers from more than 5,000 institutions, helps users manage budgets and savings goals, and provides investing features and an overview of their accounts. Through chat, customers can ask questions based on their financial information or set ongoing tasks. Wally is read-only and never transfers money, makes payments or changes bank accounts; it asks for approval before taking action and provides a receipt afterward.