Walmart MoneyCard is a reloadable debit card designed for customers who want to manage everyday spending and earn rewards on Walmart purchases. The card offers cash back of 3% on qualifying purchases at Walmart.com and in the Walmart app, 2% at Walmart fuel stations, and 1% at Walmart stores, up to $75 per reward year. Grocery delivery and pickup purchases earn 1%.

MoneyCard accounts include access to the mobile app for checking balances, reviewing transactions, paying bills, depositing checks, and locking or unlocking a card. Customers can add cash at Walmart checkout, arrange direct deposits, transfer money from another U.S. bank, and connect the card to Walmart Pay or Google Pay. Eligible direct deposits may arrive early, and qualifying accounts may receive overdraft protection when opted in. A monthly fee applies unless waived by meeting the direct-deposit requirement. The card is FDIC-insured within applicable limits, and savings features are also available. Walmart MoneyCard provides account support through its help center, chat, and customer service line.