Wealth Engineering is an independent, fee-only Registered Investment Advisor serving the greater Phoenix area from offices in Scottsdale and Glendale, Arizona. Founded by David J. Fernandez, CFP®, the firm provides fiduciary financial guidance and investment management for individuals seeking greater clarity and confidence in their financial lives.

Its comprehensive wealth management service combines ongoing financial planning with portfolio management tailored to each client’s goals, circumstances, time horizon, risk tolerance, and tax situation. Wealth Engineering focuses particularly on people approaching retirement, those who are retired, and individuals navigating major life transitions, including a select group of high-net-worth clients. Services include retirement and estate planning, investment management, Social Security and Medicare planning, college savings strategies, tax planning, and risk management.

The firm also develops diversified portfolios using a global investment strategy, aiming for risk-adjusted returns and long-term tax efficiency. Its approach is designed to simplify complex financial decisions, coordinate financial affairs, and help clients connect their resources with their priorities and life goals