FIMA is a cloud-based microfinance management system from IYISHE Company Ltd., designed to help financial institutions manage daily operations with greater control and visibility. Its platform brings borrower and group records, loan applications and approvals, disbursements, repayment schedules, collections, savings, and account statements together in one system. Institutions can also manage income and expenses, fixed assets, and financial reporting, including trial balances, cashflow, and portfolio reports.

FIMA supports operational oversight through role-based permissions, configurable approval workflows, and audit trails that record transactions, changes, and approvals. Automated SMS reminders and integrations with payment channels, including bank deductions and mobile money, can help streamline collections and reconciliation. The cloud-hosted service is accessible from different locations, with security measures that include SSL, firewalls, and antivirus solutions.

FIMA offers a Startup subscription priced per user and an Enterprise plan with unlimited users, alongside a seven-day trial after account approval. A Payroll and HR add-on provides payroll, payslips, and leave management. Setup assistance, user guides, online training, and customization are also available.